Since I failed by taking a nap earlier, I’m still awake and have this tendency of looking at my finances quite often. I’m doing fine right now and nothing is alarming. After rebalancing everything, I could be debt free by the end of this year or early next year. Holy shit, what?!$??#@%? lol. A large amount of my debt is student loans along with my car payment and a couple credit cards. With this new job and the huge salary increase will allow me to pay off my debt much sooner than I thought. I’m just super shocked by this and I feel relieved knowing this. I knew I was going to be able to pay everything off in the next 2 years and luckily before I turn 30, but damn!
Buying property has been on my mind a lot. I’ve been browsing online at property around the Bay Area and it’s freaking me out a bit. Why? Because I will be a fully committed Californian resident by doing this. Before moving out here, I was ready to start investing in property back in Boston…but then I decided to buy a new car and my ass moved out here which wasn’t a part of the plan during the time I had bought my car. At the time I was torn about buying a place or buying a new car in Boston. If I bought a new car I wouldn’t be as committed to staying. If I bought property it would be a great investment, but then it would be harder for me to move out of state and I didn’t want to deal with the hassle of renting it out. Fuck that.
I have a general idea of what kind of place I want to buy along with the location. I spent last weekend browsing at places online and things I need to know about being a first time homebuyer. I’ve even created multiple Pintrest boards as to how I want to decorate my future home. I really miss having my own place. I’ve been debating on continuing to rent or to buy. Also, I am considering to take on my parent’s mortgage payments. If I continued renting and pay my parent’s mortgage, it would be doable. If I took on my own mortgage along with theirs, I might lose my shit. I really want to be able to help my parents in any way that I can. It is a goal of mines to help them pay off their mortgage, which they’re not aware of at all. I really want them to understand that I am doing well, that I can take care of myself as well as them even from afar. I told myself I can only do this after I paid off my debt first. Just so much to think about.
Ahhh…too much adulting!!!